At some point of owning a car are consequences whenever policy is not offered. We would have a hard time to have our car repaired it it's out of warranty. Maintenances and repairs are like missiles. We wouldn't like it when we hit this trouble.
When we buy a car, we would consider buying a used one as this is cheaper at most times. And we will just tell ourselves to be careful in choosing the right car as long as it's in good condition. If a brand new car needs maintenance and repair, how much more that a used car will need? If we choose to buy a used car, we won't feel any hassle or frustration on the first months or even year.
And we can say that we are very lucky to get a cheap, used car in good condition with out any frustration whatsoever. And we would be satisfied for not having a car policy. But eventually, after several months, we will be starting to notice some changes on the car and worst thing if it will go straight in some parts. There we go, and we'll be starting to dislike our car.
A single frustration on the road is enough to be frustrated and get some lesson. But when you face this situation, you can't do anything but face the consequences. Here are the tips of what you can do whenever you face this situation. Try to look if the damage on your car is really severe and if it would cost you a lot. If you think it would be expensive to have it repaired, try to bring your car to a repair shop and deal with the warranty as well.
Calculate the cost of the package of an insurance company plus the future possible damages and then compare it to a monthly cost if you have to get a new car with new insurance and everything, and then decide for the advantage. If in case you choose to have it repaired, then ask a friend who might knows a repair shop who can possibly give discounts for a referral. If parts of the car needs a replacement, make it sure that it will be covered with warranty. Just remember that a new warranty or policy will shoulder a future damage if things will go wrong.
In some areas, there are repair shops for second handed cars or used card. These repair shops usually have good options for out of warranty damaged cars. Try to negotiate with the best repair possible and still make it sure that the replaced item and parts will be under warranty. A plain repair is not an answer for this problem. It maybe cheaper to have a plain repair but worst situation may occur after a month and it would even cost you more to pay for another repair than by getting a coverage repair plan.
Repairs for out of warranty cars are still offered and you get the best value if you will add a new warranty or enroll a different policy.